About

Laverock Financial Consulting is a specialist consultancy run by me,  Ian Macintyre. 

I specialise in the intersection between Pensions, Technology, Policy and Regulation in UK financial services. 

“Yeah but what does that actually mean?”

Really it means understanding big initiatives such as Pensions Dashboard, Open Finance or Small Pots.  And understanding in detail the practicalities of such initiatives and helping you understand them and the impact.

What often can happen is such initiatives are understood only through one lens, be it the policy drivers, the minutiae of the actual regulations, how to deliver the IT or the longer term impact on the pensions market.  I look at such initiatives through every lens I can and then help you do the same. 

I am also well versed in actually implementing these sort of programs and getting stuck into the mucky business of applying a perfectly good idea to the reality of legacy IT systems. 

I can do so because I have 25 years experience of working on technology in Pension from all sorts of angles.  In particular I’ve been in the room with regulators, tech firms, standards bodies and industry groups.  Plus had real life experience, and all the scars, of having to implement such ideas inside a big financial service business.

So if you think you need help, please get in touch.

  • Pot4life consultation paper

  • Initial thoughts on the Advice Guidance Boundary Review 

    So dp23-5  “Advice Guidance Boundary Review – proposals for closing the advice gap” is out.    It’s like they want to make it as tedious sounding as possible.  Possibly so we can really pretend there is hard work to do in December between the parties and chocolate.    Anyway, onto what I think about it.   But first…

  • Small pots – it’s really happening (probably)

    In all the commentary around “pot for life” and CDC it strikes me that a key proposal has been almost ignored.The “small pots” proposals are more likely to be implemented and will certainly come before pot for life.But what are the proposals, how will it work and what are the next steps? Automatic consolidation of…